Defactor Labs Alpha Series
Europe’s first institutional grade DeFi product backed by real world assets
Alpha, from Defactor Labs, is Europe’s first-ever institutional-grade DeFi product. The legally compliant funding structure, backed by Black Manta Capital Partners, offers investors a secure and reliable entry point to the exciting world of DeFi with a target APY of 10%.
Defactor Labs provides investors with secure, compliant access to DeFi investments, bridging the gap between traditional finance and DeFi with unrivalled operational efficiency and institutional-grade security.
Alpha is one of the first legally compliant bond issuance offering the best of both worlds: the trust of traditional finance and the liquidity of decentralized finance.
The tokenization of real-world assets is revolutionizing the way we invest. A rapidly growing area of finance, it’s gaining traction in both the traditional and DeFi worlds. With increased transparency, and high potential returns, investing in an institutional-grade DeFi product, like Alpha, that tokenizes real-world assets provides an attractive entry point to the world of DeFi for investors.
Through Alpha, the first of its kind securitization vehicle in Europe, investors can access decentralized finance with confidence, knowing that they’re operating within recognized legal structures.
SMEs globally face an annual $1.5 trillion trade financing gap, exacerbated by the pandemic’s economic disruptions. One of the biggest blockers faced by these businesses is access to capital, hindered by the very institutions that are meant to be helping them.
Small and medium-sized enterprises are often subject to the same stringent lending criteria as large corporations by traditional banks. This can impede their ability to secure funding, limit their potential for growth, and hinder their competitiveness. That’s where Defactor Labs come in. The business lending industry is ripe for DeFi disruption and Defactor Labs believes they can address these challenges and better serve the needs of SMEs the world over.
Defactor Labs work with businesses looking to grow and fund their operations, who can secure their loan requests with real-world assets. Through their platform, real world assets are tokenized by dividing them into smaller units, with each token representing a fractional ownership of the underlying asset. When you invest in Alpha, your funds are added to the liquidity pools managed by Defactor Labs. These pools allocate funding to the asset owners, enabling them to access capital more efficiently.
The tokenization process and collateralization of the loan are recorded on our blockchain network, providing enhanced security and transparency for all parties involved. Our pilots with traditional asset originators have successfully financed $2M over the past 3 months with no defaults.
ABOUT DEFACTOR LABS
Defactor Labs is a leader in bringing real world assets to the blockchain. Dedicated to advancing the DeFi landscape, Defactor Labs has already facilitated $30 million in transactions and successfully financed $2M in pilots over the past 3 months, without any defaults. Their business model encompasses secured liquidity provision and pioneering financial structures, such as Alpha Series, as part of their innovative approach.
Defactor Labs provides investors with secure, compliant access to DeFi investments through the Alpha Series, the first securitization vehicle of its kind in Europe. It bridges the gap between traditional finance and DeFi with unrivalled operational efficiency, transparent on-chain collateralisation and institutional-grade security.
Defactor Labs tokenizes real world assets by dividing them into divisible smaller units, with each unit representing fractional ownership of the underlying asset. Investing in the Alpha Bond adds funds to Defactor Labs’ liquidity pools, which are used to allocate funding to asset owners so that they can access capital more efficiently.
The tokenization process and collateralization of the loan are recorded on the immutable blockchain, providing enhanced security and transparency for all parties involved.
Read more under: https://defactorlabs.com/
Alejandro Gutierrez, Maurice Tracey, Teresa Song (from left to right)
Alejandro brings extensive supply chain management, procurement, and supply chain finance experience to the team. With over 15 years of experience, he has worked with high-profile companies and is widely recognised for his expertise in the DeFi field. Alejandro is also an early adopter of real-world assets in DeFi, having worked with Maker Dao and Centrifuge, among others. He is committed to driving innovation and creating new opportunities for businesses in the evolving financial landscape. Under his leadership, the company is focused on providing accessible and secure investment opportunities while promoting a more inclusive and equitable economy.
Chief Commercial Officer
Maurice is a highly accomplished banking professional with over 25 years of experience in senior leadership roles within the financial sector. He brings a wealth of expertise in trade finance and structuring, from traditional finance to the rapidly evolving world of decentralized finance (DeFi). With a proven track record of driving business growth and innovation, Maurice has built a reputation for excellence in strategy development, risk management, and operational efficiency. He is passionate about leveraging technology and financial innovation to create new opportunities for businesses and investors alike.
Head of Growth
Teresa brings a wealth of financial expertise to the DeFi space, with a background in investment banking at Morgan Stanley and alternative investments at Oxford Technology Investment Fund. She has vast experience in advising and managing multiple businesses which has equipped her with extensive knowledge that will help Defactor Labs deliver a sustainable and competitive product.
The Alpha Bond Token, issued by Defactor Finance Luxembourg S.à r.l. on behalf of its compartment Alpha, is based on the Polygon protocol. Polygon is a protocol and framework for building and connecting Ethereum-compatible blockchain networks. It aggregates scalable solutions on Ethereum and supports a multi-chain Ethereum ecosystem.
The bonds will be in registered form, represented in electronic form and issued, registered and maintained by the Investment Platform accessible through the internet. The bonds are divided into up to 100,000,000 units with a nominal value of USD 1.00 each. They are represented by tokens issued by the issuer in a smart contract on the Ethereum blockchain, with each token bearing a targeted 10% semi-annual coupon. The tokens are created based on blockchain technology as value units on the decentralized Ethereum blockchain, are indivisible and directly transferable between users.
The tokenized bonds are contractual, identically structured claims whose ownership is inseparably linked to the tokens representing the bearer rights themselves.
Step 1: Registration and qualification as professional investor
Investors interested into purchasing the Defactor Finance Luxembourg S.à r.l. “Alpha” Bonds must register with BMCP GmbH and qualify as a professional client according to Annex II of DIRECTIVE 2014/65/EU.
After registration, you will have access to the complete investment documentation. European investors interested in purchasing Alpha Tokens must obtain and read all documents that are provided by the Issuer or BMCP GmbH such as the Private Placement Memorandum (PPM) and the Subscription Form of Defactor Finance Luxembourg S.à r.l.
Step 2: Know Your Customer (KYC) and Anti-Money Laundering (AML) Compliance
All prospective investors must provide BMCP GmbH & Defactor Finance Luxembourg S.à r.l. with KYC information in order for the issuer to perform the required KYC and AML analyses and to otherwise confirm that the investor meets other suitability requirements that the issuer may require from time to time. Defactor Finance Luxembourg S.à r.l. reserves the right to reject any investment at its sole discretion.
Step 3: Subscription process
After completing Step 2, you can select and confirm the investment amount, your preferred payment method and payment currency (USD, EUR, GBP, BTC, ETH, USDC, MATIC). You will be asked to create or provide a digital wallet to hold Alpha Tokens. These wallets must be whitelisted by Defactor Finance Luxembourg S.à r.l. and BMCP GmbH.
Alpha tokens can also be stored by a chosen custodian on behalf of the respective investor.
Step 4: Purchase of Alpha Tokens
Send USD to the Issuer Defactor Finance Luxembourg S.à r.l.
Step 5: Receiving Alpha Tokens
The tokens will be transferred to the investor in accordance with the PPM and subscription agreement.
Target Fund Raise
For Investors from
|Issuer||Defactor Finance Luxembourg S.à r.l.|
|Total Investment Volume||$100,000,000|
|Min. Investment Amount||$100,000|
|Targeted Annual Yield||10%, paid every 6 months|
|Start of Offering||03 July 2023|
|End of Offering||Evergreen|
|Term||min. 12 months|
|Accepted Currencies||USD, EUR, GBP, BTC, ETH, USDC, MATIC|
More information about the issuer, as well as the legal documentation you will receive after registration. We are available for questions at any time – firstname.lastname@example.org
Interested investors must register and qualify as professional client according to Annex II of DIRECTIVE 2014/65/EU. A professional client is a client who possesses the experience, knowledge and expertise to make its own investment decisions and properly assess the risks that it incurs.
Potential investors must successfully complete an investor identification process in accordance with anti-money laundering rules in order to invest. Only identified and verified investors can participate in the offering and purchase tokens. There is no preferential subscription right for investors. There is no entitlement to allocation of the tokens. Acquired tokens will be credited to the investors’ personal Polygon wallet and simultaneously recorded in the issuer’s register.
The information in this Bond Offering is intended solely for investors who are not located or resident in certain other restricted jurisdictions and who are not otherwise permitted to receive such information.
The information in this Bond Offering does not constitute an offer or solicitation to purchase any securities in the United States, Australia, Canada, Japan, South Africa, the Republic of China or in any other jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.
Users of this information are requested to inform themselves about and to observe any such restrictions. Securities may not be offered or sold in the United States absent registration or an exemption from registration under the United States Securities Act of 1933, as amended.
An investment involves considerable risks and can lead to the complete loss of the assets invested. In the interests of risk diversification, only those amounts of money should be invested that are not required or expected to be returned in the near future. However, the risk is limited to the investment sum made and there is therefore no obligation to make additional contributions.
The Issuer is solely responsible for all contents and information provided regarding the offering. BMCP GmbH acts as a pure intermediary and assumes no liability for the accuracy of the provided content.
BMCP GmbH works on a success fee basis of up to 2.25% of raised capital.
IN COOPERATION WITH
MARKETING NOTICE PURSUANT TO § BT 3.1.1 MACOMP
THE FOLLOWING IS A MARKETING COMMUNICATION AND NOT AN INVESTMENT RECOMMENDATION. THIS ADVERTISING COMMUNICATION IS THEREFORE NOT A SUBSTITUTE FOR INVESTMENT ADVICE AND DOES NOT TAKE INTO ACCOUNT THE LEGAL PROVISIONS PROMOTING THE INDEPENDENCE OF FINANCIAL ANALYSES, NOR IS IT SUBJECT TO THE PROHIBITION ON TRADING FOLLOWING THE DISSEMINATION OF FINANCIAL ANALYSES.
THIS SITE DOES NOT CONSTITUTE AN OFFER OF SECURITIES OR A SOLICITATION OF AN OFFER TO PURCHASE SECURITIES TO ANY PERSON IN ANY JURISDICTION IN WHICH SUCH OFFER OR SOLICITATION IS UNLAWFUL. THE DISTRIBUTION OF THIS OFFER MAY BE RESTRICTED BY LAW IN CERTAIN JURISDICTIONS. FAILURE TO COMPLY WITH SUCH RESTRICTIONS MAY CONSTITUTE A VIOLATION OF THE SECURITIES LAWS OF SUCH JURISDICTION.
THE OFFER IS ONLY AVAILABLE TO INVESTORS FROM EUROPE WHO HAVE EXPRESSED AN INTEREST IN INVESTING IN THE OFFERING.
THE INVESTMENT INTO THE BONDS BEARS A RISK OF TOTAL LOSS OF THE INVESTED CAPITAL. IN SUCH A CASE THE INVESTOR WILL NOT RECEIVE HIS INVESTED CAPITAL BACK; INTEREST; OR ANY OTHER REMEDIES.