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Defac­tor Labs Alpha Series

Defac­tor Labs Alpha Series For fur­ther enquiries con­tact: investor@blackmanta.capital First insti­tu­tion­al grade DeFi prod­uct in Europe Invest

Europe’s first insti­tu­tion­al grade DeFi prod­uct backed by real world assets

Alpha, from Defac­tor Labs, is Europe’s first-ever insti­tu­tion­al-grade DeFi prod­uct. The legal­ly com­pli­ant fund­ing struc­ture, backed by Black Man­ta Cap­i­tal Part­ners, offers investors a secure and reli­able entry point to the excit­ing world of DeFi with a tar­get APY of 10%.

Defac­tor Labs pro­vides investors with secure, com­pli­ant access to DeFi invest­ments, bridg­ing the gap between tra­di­tion­al finance and DeFi with unri­valled oper­a­tional effi­cien­cy and insti­tu­tion­al-grade security.

 

Alpha is one of the first legal­ly com­pli­ant bond issuance offer­ing the best of both worlds: the trust of tra­di­tion­al finance and the liq­uid­i­ty of decen­tral­ized finance. 

 

The tok­eniza­tion of real-world assets is rev­o­lu­tion­iz­ing the way we invest. A rapid­ly grow­ing area of finance, it’s gain­ing trac­tion in both the tra­di­tion­al and DeFi worlds. With increased trans­paren­cy, and high poten­tial returns, invest­ing in an insti­tu­tion­al-grade DeFi prod­uct, like Alpha, that tok­enizes real-world assets pro­vides an attrac­tive entry point to the world of DeFi for investors.

 

Through Alpha, the first of its kind secu­ri­ti­za­tion vehi­cle in Europe, investors can access decen­tral­ized finance with con­fi­dence, know­ing that they’re oper­at­ing with­in rec­og­nized legal structures. 

HIGHLIGHTS

The secu­ri­ti­za­tion vehi­cle allows Defac­tor Labs to cater for a insti­tu­tion­al investor base in a legal­ly com­pli­ant manner.
Diver­si­fi­ca­tion of invest­ment port­fo­lio achieved through Defac­tor Labs active diver­si­fi­ca­tion require­ments and investor’s port­fo­lio con­struc­tion across pools on-chain.
Qual­i­ty assur­ance sup­port­ed by rig­or­ous pro­pri­etary due dili­gence process.
Defactor’s Inter­nal Risk Scor­ing (IRS) is devel­oped in-line with tra­di­tion­al frameworks.
A proven MVP val­i­dat­ed with the issuers own capital.
The port­fo­lio con­sists of the under­ly­ing assets of receiv­ables, trade finance and inven­to­ry finance.

PROJECT OVERVIEW

SMEs glob­al­ly face an annu­al $1.5 tril­lion trade financ­ing gap, exac­er­bat­ed by the pan­demic’s eco­nom­ic dis­rup­tions. One of the biggest block­ers faced by these busi­ness­es is access to cap­i­tal, hin­dered by the very insti­tu­tions that are meant to be help­ing them. 

 

Small and medi­um-sized enter­pris­es are often sub­ject to the same strin­gent lend­ing cri­te­ria as large cor­po­ra­tions by tra­di­tion­al banks. This can impede their abil­i­ty to secure fund­ing, lim­it their poten­tial for growth, and hin­der their com­pet­i­tive­ness. That’s where Defac­tor Labs come in. The busi­ness lend­ing indus­try is ripe for DeFi dis­rup­tion and Defac­tor Labs believes they can address these chal­lenges and bet­ter serve the needs of SMEs the world over.

 

Defac­tor Labs work with busi­ness­es look­ing to grow and fund their oper­a­tions, who can secure their loan requests with real-world assets. Through their plat­form, real world assets are tok­enized by divid­ing them into small­er units, with each token rep­re­sent­ing a frac­tion­al own­er­ship of the under­ly­ing asset. When you invest in Alpha, your funds are added to the liq­uid­i­ty pools man­aged by Defac­tor Labs. These pools allo­cate fund­ing to the asset own­ers, enabling them to access cap­i­tal more efficiently.

 

The tok­eniza­tion process and col­lat­er­al­iza­tion of the loan are record­ed on our blockchain net­work, pro­vid­ing enhanced secu­ri­ty and trans­paren­cy for all par­ties involved. Our pilots with tra­di­tion­al asset orig­i­na­tors have suc­cess­ful­ly financed $2M over the past 3 months with no defaults. 

ABOUT DEFACTOR LABS

Defac­tor Labs is a leader in bring­ing real world assets to the blockchain. Ded­i­cated to advanc­ing the DeFi land­scape, Defac­tor Labs has already facil­i­tat­ed $30 mil­lion in trans­ac­tions and success­ful­ly financed $2M in pilots over the past 3 months, with­out any defaults. Their busi­ness mod­el encom­pass­es secured liq­uid­i­ty pro­vi­sion and pio­neer­ing finan­cial struc­tures, such as Alpha Series, as part of their inno­v­a­tive approach.

 

Defac­tor Labs pro­vides investors with secure, com­pli­ant access to DeFi invest­ments through the Alpha Series, the first secu­ri­ti­za­tion vehi­cle of its kind in Europe. It bridges the gap between tra­di­tion­al  finance and DeFi with unri­valled oper­a­tional effi­cien­cy, trans­par­ent on-chain col­lat­er­al­i­sa­tion and insti­tu­tion­al-grade security.

 

Defac­tor Labs tok­enizes real world assets by divid­ing them into divis­i­ble small­er units, with each unit rep­re­sent­ing frac­tion­al own­er­ship of the under­ly­ing asset. Invest­ing in the Alpha Bond adds funds to Defac­tor Labs’ liq­uid­i­ty pools, which are used to allo­cate fund­ing to asset own­ers so that they can access cap­i­tal more efficiently. 

 

The tok­eniza­tion process and col­lat­er­al­iza­tion of the loan are record­ed on the immutable blockchain, pro­vid­ing enhanced  secu­ri­ty and trans­paren­cy for all par­ties involved. 

 

Read more under: https://defactorlabs.com/

OPERATIONS TEAM

Ale­jan­dro Gutier­rez, Mau­rice Tracey, Tere­sa Song (from left to right)

Ale­jan­dro Gutierrez

CEO

Ale­jan­dro brings exten­sive sup­ply chain man­age­ment, pro­cure­ment, and sup­ply chain finance expe­ri­ence to the team. With over 15 years of expe­ri­ence, he has worked with high-pro­file com­pa­nies and is wide­ly recog­nised for his exper­tise in the DeFi field. Ale­jan­dro is also an ear­ly adopter of real-world assets in DeFi, hav­ing worked with Mak­er Dao and Cen­trifuge, among oth­ers. He is com­mit­ted to dri­ving inno­va­tion and cre­at­ing new oppor­tu­ni­ties for busi­ness­es in the evolv­ing finan­cial land­scape. Under his lead­er­ship, the com­pa­ny is focused on pro­vid­ing acces­si­ble and secure invest­ment oppor­tu­ni­ties while pro­mot­ing a more inclu­sive and equi­table economy.

Mau­rice Tracey

Chief Com­mer­cial Officer

Mau­rice is a high­ly accom­plished bank­ing pro­fes­sion­al with over 25 years of expe­ri­ence in senior lead­er­ship roles with­in the finan­cial sec­tor. He brings a wealth of exper­tise in trade finance and struc­tur­ing, from tra­di­tion­al finance to the rapid­ly evolv­ing world of decen­tral­ized finance (DeFi). With a proven track record of dri­ving busi­ness growth and inno­va­tion, Mau­rice has built a rep­u­ta­tion for excel­lence in strat­e­gy devel­op­ment, risk man­age­ment, and oper­a­tional effi­cien­cy. He is pas­sion­ate about lever­ag­ing tech­nol­o­gy and finan­cial inno­va­tion to cre­ate new oppor­tu­ni­ties for busi­ness­es and investors alike. 

Tere­sa Song

Head of Growth

Tere­sa brings a wealth of finan­cial exper­tise to the DeFi space, with a back­ground in invest­ment bank­ing at Mor­gan Stan­ley and alter­na­tive invest­ments at Oxford Tech­nol­o­gy Invest­ment Fund. She has vast expe­ri­ence in advis­ing and man­ag­ing mul­ti­ple busi­ness­es which has equipped her with exten­sive knowl­edge that will help Defac­tor Labs deliv­er a sus­tain­able and com­pet­i­tive product.

TOKEN CLASSIFICATION

The Alpha Bond Token, issued by Defac­tor Finance Lux­em­bourg S.à r.l. on behalf of its com­part­ment Alpha, is based on the Poly­gon pro­to­col. Poly­gon is a pro­to­col and frame­work for build­ing and con­nect­ing Ethereum-com­pat­i­ble blockchain net­works. It aggre­gates scal­able solu­tions on Ethereum and sup­ports a mul­ti-chain Ethereum ecosystem.

 

The bonds will be in reg­is­tered form, rep­re­sent­ed in elec­tron­ic form and issued, reg­is­tered and main­tained by the Invest­ment Plat­form acces­si­ble through the inter­net. The bonds are divid­ed into up to 100,000,000 units with a nom­i­nal val­ue of USD 1.00 each. They are rep­re­sent­ed by tokens issued by the issuer in a smart con­tract on the Ethereum blockchain, with each token bear­ing a tar­get­ed 10% semi-annu­al coupon. The tokens are cre­at­ed based on blockchain tech­nol­o­gy as val­ue units on the decen­tral­ized Ethereum blockchain, are indi­vis­i­ble and direct­ly trans­fer­able between users.

 

The tok­enized bonds are con­trac­tu­al, iden­ti­cal­ly struc­tured claims whose own­er­ship is insep­a­ra­bly linked to the tokens rep­re­sent­ing the bear­er rights themselves.

How to acquire Alpha Bonds

Step 1: Reg­is­tra­tion and qual­i­fi­ca­tion as pro­fes­sion­al investor

Investors inter­est­ed into pur­chas­ing the Defac­tor Finance Lux­em­bourg S.à r.l. “Alpha” Bonds must reg­is­ter with BMCP GmbH and qual­i­fy as a pro­fes­sion­al client accord­ing to Annex II of DIRECTIVE 2014/65/EU. 

After reg­is­tra­tion, you will have access to the com­plete invest­ment doc­u­men­ta­tion. Euro­pean investors inter­est­ed in pur­chas­ing Alpha Tokens must obtain and read all doc­u­ments that are pro­vid­ed by the Issuer or BMCP GmbH such as the Pri­vate Place­ment Mem­o­ran­dum (PPM) and the Sub­scrip­tion Form of Defac­tor Finance Lux­em­bourg S.à r.l.

 

Step 2: Know Your Cus­tomer (KYC) and Anti-Mon­ey Laun­der­ing (AML) Compliance

All prospec­tive investors must pro­vide BMCP GmbH & Defac­tor Finance Lux­em­bourg S.à r.l. with KYC infor­ma­tion in order for the issuer to per­form the required KYC and AML analy­ses and to oth­er­wise con­firm that the investor meets oth­er suit­abil­i­ty require­ments that the issuer may require from time to time. Defac­tor Finance Lux­em­bourg S.à r.l. reserves the right to reject any invest­ment at its sole discretion.

 

Step 3: Sub­scrip­tion process

After com­plet­ing Step 2, you can select and con­firm the invest­ment amount, your pre­ferred pay­ment method and pay­ment cur­ren­cy (USD, EUR, GBP, BTC, ETH, USDC, MATIC). You will be asked to cre­ate or pro­vide a dig­i­tal wal­let to hold Alpha Tokens. These wal­lets must be whitelist­ed by Defac­tor Finance Lux­em­bourg S.à r.l. and BMCP GmbH. 

Alpha tokens can also be stored by a cho­sen cus­to­di­an on behalf of the respec­tive investor. 

 

Step 4: Pur­chase of Alpha Tokens

Send USD to the Issuer Defac­tor Finance Lux­em­bourg S.à r.l.

 

 Step 5: Receiv­ing Alpha Tokens

The tokens will be trans­ferred to the investor in accor­dance with the PPM and sub­scrip­tion agreement.

ALPHA BOND

Tar­get Fund Raise

USD 100,000,000

For Investors from

Europe

Issuer Defac­tor Finance Lux­em­bourg S.à r.l.
Juris­dic­tion Lux­em­bourg
ISIN LU2637802054
Instru­ment Type Bond
Total Invest­ment Volume $100,000,000
Min. Invest­ment Amount $100,000
Denom­i­na­tion $1.00
Tar­get­ed Annu­al Yield 10%, paid every 6 months
Start of Offering 03 July 2023
End of Offering Ever­green
Term min. 12 months
Accept­ed Currencies USD, EUR, GBP, BTC, ETH, USDC, MATIC
Sec­ondary Trading Yes
For gen­er­al ques­tions about Secu­ri­ty Token Offer­ings please read our FAQs or Con­tact us.
Investor Doc­u­men­ta­tion

More infor­ma­tion about the issuer, as well as the legal doc­u­men­ta­tion you will receive after reg­is­tra­tion. We are avail­able for ques­tions at any time – contact@blackmanta.capital

Slide Invest

Inter­est­ed investors must reg­is­ter and qual­i­fy as pro­fes­sion­al client accord­ing to Annex II of DIRECTIVE 2014/65/EU. A pro­fes­sion­al client is a client who pos­sess­es the expe­ri­ence, knowl­edge and exper­tise to make its own invest­ment deci­sions and prop­er­ly assess the risks that it incurs.

Poten­tial investors must suc­cess­ful­ly com­plete an investor iden­ti­fi­ca­tion process in accor­dance with anti-mon­ey laun­der­ing rules in order to invest. Only iden­ti­fied and ver­i­fied investors can par­tic­i­pate in the offer­ing and pur­chase tokens. There is no pref­er­en­tial sub­scrip­tion right for investors. There is no enti­tle­ment to allo­ca­tion of the tokens. Acquired tokens will be cred­it­ed to the investors’ per­son­al Poly­gon wal­let and simul­ta­ne­ous­ly record­ed in the issuer’s register.

Legal Infor­ma­tion

The infor­ma­tion in this Bond Offer­ing is intend­ed sole­ly for investors who are not locat­ed or res­i­dent in cer­tain oth­er restrict­ed juris­dic­tions and who are not oth­er­wise per­mit­ted to receive such information.

The infor­ma­tion in this Bond Offer­ing does not con­sti­tute an offer or solic­i­ta­tion to pur­chase any secu­ri­ties in the Unit­ed States, Aus­tralia, Cana­da, Japan, South Africa, the Repub­lic of Chi­na or in any oth­er juris­dic­tion in which such offer or solic­i­ta­tion is not autho­rized or to any per­son to whom it is unlaw­ful to make such offer or solicitation.

Users of this infor­ma­tion are request­ed to inform them­selves about and to observe any such restric­tions. Secu­ri­ties may not be offered or sold in the Unit­ed States absent reg­is­tra­tion or an exemp­tion from reg­is­tra­tion under the Unit­ed States Secu­ri­ties Act of 1933, as amended.

An invest­ment involves con­sid­er­able risks and can lead to the com­plete loss of the assets invest­ed. In the inter­ests of risk diver­si­fi­ca­tion, only those amounts of mon­ey should be invest­ed that are not required or expect­ed to be returned in the near future. How­ev­er, the risk is lim­it­ed to the invest­ment sum made and there is there­fore no oblig­a­tion to make addi­tion­al contributions.

The Issuer is sole­ly respon­si­ble for all con­tents and infor­ma­tion pro­vid­ed regard­ing the offer­ing. BMCP GmbH acts as a pure inter­me­di­ary and assumes no lia­bil­i­ty for the accu­ra­cy of the pro­vid­ed content.

BMCP GmbH works on a suc­cess fee basis of up to 2.25% of raised capital.

IN COOPERATION WITH

DISCLAIMER

 

MARKETING NOTICE PURSUANT TO § BT 3.1.1 MACOMP 

THE FOLLOWING IS A MARKETING COMMUNICATION AND NOT AN INVESTMENT RECOMMENDATION. THIS ADVERTISING COMMUNICATION IS THEREFORE NOT A SUBSTITUTE FOR INVESTMENT ADVICE AND DOES NOT TAKE INTO ACCOUNT THE LEGAL PROVISIONS PROMOTING THE INDEPENDENCE OF FINANCIAL ANALYSES, NOR IS IT SUBJECT TO THE PROHIBITION ON TRADING FOLLOWING THE DISSEMINATION OF FINANCIAL ANALYSES.

THIS SITE DOES NOT CONSTITUTE AN OFFER OF SECURITIES OR A SOLICITATION OF AN OFFER TO PURCHASE SECURITIES TO ANY PERSON IN ANY JURISDICTION IN WHICH SUCH OFFER OR SOLICITATION IS UNLAWFUL. THE DISTRIBUTION OF THIS OFFER MAY BE RESTRICTED BY LAW IN CERTAIN JURISDICTIONS. FAILURE TO COMPLY WITH SUCH RESTRICTIONS MAY CONSTITUTE A VIOLATION OF THE SECURITIES LAWS OF SUCH JURISDICTION.

THE OFFER IS ONLY AVAILABLE TO INVESTORS FROM EUROPE WHO HAVE EXPRESSED AN INTEREST IN INVESTING IN THE OFFERING.

THE INVESTMENT INTO THE BONDS BEARS A RISK OF TOTAL LOSS OF THE INVESTED CAPITAL. IN SUCH A CASE THE INVESTOR WILL NOT RECEIVE HIS INVESTED CAPITAL BACK; INTEREST; OR ANY OTHER REMEDIES.